Profit on Paper. Panic in Real Life: Business Navigators

My accountant says I made a profit.
But I’ve got no cash. My credit card’s maxed. And I feel like I’m treading water.”
A real client said that.
And sadly, they’re not the only one.

There’s a massive gap between what your profit and loss says… and how your bank account feels.
Here’s why it happens:
• Slow-paying customers
• Inventory tying up cash
• Loan repayments eating into your balance
• Surprise GST bills
• No cash system in place
Most business owners don’t need more reports.
They need a clear, calm explanation — and a way forward.
If this feels a little too real, flick us a message or comment below with “Cashflow” — we’ll send you a simple, free checklist to help.
📍 You’re not alone. And it’s fixable.
#NZSmallBusiness #CashFlow #BusinessFinance #Xero #SmallBusinessSupport #AskACFO #BusinessNavigators

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