The Latte Test: Business Navigators

The Latte Test ☕💸
$6 coffee.
$15 app.
$12 lunch.
“No big deal”… right?
Wrong.
I once found $18,000 a year hiding in “small” spends for a client.
That’s a part-time salary. A holiday. A huge stress-buster.

Here’s the test:
👉 Look at every spend under $20.
👉 If it doesn’t bring profit, purpose, or peace — cut it.
Small leaks sink big ships.
Fix them, and watch your cash flow smile back. 😎
What’s the smallest thing you’ve cut that saved you big?
#SmallBizWisdom #CFOtips #MoneyHabits #CashFlowMatters #BusinessNavigators #nzbusiness

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